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Term life insurance coverage is just what it sounds like: life insurance for a specified policy term. The coverage is in effect for a term of years that you choose up front, usually ranging from 10-30 years. If you die while the policy is in force, the insurance company pays death benefits to your named beneficiaries.
The home mortgage is typically any American family’s biggest investment as well as their largest monthly expense. Mortgage protection is more than a piece of paper, it’s an investment into your family’s future. With the proper coverage you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur.
Planning for retirement, whether that's five years away or 35 years down the road, is something each of us needs to do. Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially.
Final expenses are the costs that arise at the time of a person's death. This includes bills associated with final medical expenses, funeral or memorial services, and the price of burial or cremation. The average burial in the United States today costs approximately $9,000, and that cost does not include funeral or final medical expenses.